Terms

Last updated: 17 July 2026

What Kesto is

Kesto is a free daily email newsletter that explains one personal finance concept at a time.

Education, not financial advice

This is the most important thing on this page. Kesto is educational content. It is not financial, investment, tax, or legal advice, and it is not a recommendation to buy, sell, or hold anything.

We do not know your circumstances, your goals, or your risk tolerance, and nothing we write is tailored to them. Everything we publish is general information written for a broad audience. Before making any financial decision, consider speaking to a qualified professional who knows your situation.

We aim to be accurate, but we cannot guarantee it

We work hard to make Kesto accurate, balanced, and evidence-based. Even so, the content is provided “as is”, without warranties of any kind. Financial concepts, rules, and their application vary by country and change over time. To the extent permitted by law, we accept no liability for any loss arising from decisions made in reliance on our content.

Subscribing and unsubscribing

Kesto is free. You subscribe by entering your email and confirming it. You can unsubscribe at any time using the link at the bottom of every email — no explanation needed, and it takes effect immediately.

Our content

The content of Kesto belongs to us. You are welcome to read it, quote it with attribution, and forward an edition to someone who might enjoy it. Please do not republish it wholesale or present it as your own.

Changes to the service

We may change, pause, or discontinue Kesto at any time. If we ever stop publishing, we will tell subscribers.

Brand and copyright

Kesto is an independent, no profit and free newsletter, not a company. If you have any questions about the brand or content, please contact me at hello@readkesto.com.

Contact

Questions: hello@readkesto.com